What credit score do you need for a santander mortgage?
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Asked By: Asha Koepp
Date created: Tue, Jun 15, 2021 3:24 AM
Date updated: Mon, Jun 27, 2022 8:48 AM
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Top best answers to the question «What credit score do you need for a santander mortgage»
To push the debt-to-income ratio to 45 percent, you'll need a credit score of at least 640 with a down payment of 25 percent or more, and 700 with less than 25 percent down. Standards get tougher as you layer on more risk — say, with an adjustable-rate mortgage or investment property.