What credit score is needed for discover it?

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Jessyca Mitchell asked a question: What credit score is needed for discover it?
Asked By: Jessyca Mitchell
Date created: Tue, Apr 27, 2021 10:36 AM
Date updated: Wed, May 25, 2022 3:51 AM

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Discover credit scorecard

Top best answers to the question «What credit score is needed for discover it»

What's the minimum credit score needed for Discover cards? A 700+ credit score is needed to get most Discover credit cards, but there's no minimum credit score needed for a few Discover cards. You can get the Discover it® Secured Credit Card with a bad credit score (300+).

FAQ

Those who are looking for an answer to the question «What credit score is needed for discover it?» often ask the following questions:

💰 What credit score need for discover personal loan?

FICO 660

The minimum credit score for a Discover personal loan is a FICO 660. Borrowers must also have a minimum annual household income of $25,000. Discover offers a Check Your Rate feature, which allows borrowers to see if they qualify and find out their rate without a hard credit check.

💰 What credit score is needed for ford?

Generally speaking, the minimum credit score required for leasing a vehicle is 700.

💰 What credit score is needed for refinancing?

  • Conventional Loan Refinance. The average minimum credit score for conventional refinancing programs is 620 to 680, although the best rates are generally available to homeowners with scores of 740 or higher. Conventional refinances are always fully documented.

Video answer: What is your credit score and why it matters

What is your credit score and why it matters

9 other answers

Are you thinking about applying for the Discover It card? The minimum recommended credit score for this credit card is 670. However, there have been reports of approvals with a score as low as 600. How to Increase Your Chances of Getting Approved for Discover It Card. Getting approved for a credit card requires a little planning.

You need a 700+ credit score to get most Discover credit cards, but there’s no minimum credit score needed for three Discover cards. You can get the Discover it® Secured Credit Card with a bad credit score (below 640).

What credit score do I need for a Discover credit card? Bad credit or no credit history. Discover has one secured credit card, the Discover it® Secured Credit Card, for... Good to excellent credit. You'll likely qualify for any Discover card if you have good or excellent credit. To clarify,..…

By : Credit Score: 687 Credit Limit: 8 Age: 45-54. Approved 3 YEARS after Bankruptcy. Income On Application: $52. Posted 11/10 2020. Overall Rating: Decided to apply for a Discover card so I can build my credit,to my surprise the approved me for 8,500 with 5% cash back. Credit Score: 687 Credit Limit: 8500 Age: 45-54.

2. Free FICO score 3. $30 statement credit for airplane wifi purchase (if you fly). The only area that Cap One is better is that Discover is much less popular abroad.

Im looking to get a general idea of the credit score needed to apply for the Discover It card. As well as which one, since their site lists about 5! Im interested in the cash back rewards. Ive read they mostly pull EQ or TU. I have a freeze on my EQ since it has enough inquiries due to NFCU!!

The Discover it Student chrome credit limit is $500 or more. Everyone who gets approved for Discover it Student chrome is guaranteed a credit limit of at least $500, and particularly creditworthy applicants could get limits a lot higher than that.

Most sources indicate a FICO score in the range of 680 to 720 will be enough to get a Discover card. You may need a score of 680 or above to be approved for a Discover card unless it’s a secured or student card designed for lower credit ratings. That being said, credit card companies usually don’t write a minimum score in concrete.

Nearly all lenders in the US, including Discover, use a FICO ® Score among other information when they make their credit decisions, and they have for more than 20 years. We think that everyone should be informed about their credit so that they can avoid surprises.

Your Answer

We've handpicked 26 related questions for you, similar to «What credit score is needed for discover it?» so you can surely find the answer!

What credit score is needed for navy federal?

Navy Federal credit card approval requirements include a credit score of at least 700, in most cases; this is considered “good” credit.

What credit score is needed for roadrunner financial?

Roadrunner Financial defines Credit Builders as having a FICOⓇ score of about 550 – 660*.

What credit score is needed for sofi refinance?

To qualify to refinance with SoFi, you'll need to have a minimum credit score of 650. While SoFi reviews other criteria, including your financial history and your career experience, you won't qualify to refinance student loans if you have a low credit score.

Why does discover have a fico credit score?
  • 90% of top lenders use FICO® Credit Scores, including us. That’s why Discover provides a FICO® Score, as opposed to another type of credit score. Regularly seeing your score can help you prepare for the future, stay on top of your credit or avoid surprises.
What credit score is needed for a business line of credit?

At a minimum, you'll need at least six months in business and $25,000 in annual revenue to qualify for a business line of credit. Although not all lenders set a minimum credit score, borrowers most likely will need a score of 500 or higher to qualify.

Video answer: Discover it credit card review 2021

Discover it credit card review 2021 What credit score is needed for a personal line of credit?

High credit score required: Because the loan is unsecured and in some cases, the line of credit can be hundreds of thousands of dollars, a credit score of over 700 is typically required.

What credit score is needed for a $1000 loan?

Every lender and bank is different, so some will have stricter credit score requirements than others. However, most lenders look for at least a credit score of 610. With a small personal loan amount of $1,000, they may be willing to qualify borrowers with a score below 610.

Video answer: How to increase credit score with discover credit card hack…

How to increase credit score with discover credit card hack… What credit score is needed for a $10000 loan?

To get approved for a $10,000 personal loan, you'll typically need a credit score of 620 or higher — though keep in mind that some lenders are willing to work with borrowers who have scores lower than this.

What credit score is needed for a 2021 car?

For best results, you should aim for at least a FICO score of 660 before applying for a new car loan.

What credit score is needed for a $250000 house?

You'll need a FICO credit score of at least 500 to qualify for a Federal Housing Administration, or FHA, loan, but other programs may require a score of 620 or higher.

Video answer: How to get approved for your first credit card 2021

How to get approved for your first credit card 2021 What credit score is needed for a $3000 loan?

To increase your chance of approval for a $3,000 personal loan you should have a FICO score 600 or above. However, some lenders may be able to approve you with a credit score in the mid to high 500's.

What credit score is needed for a 35000 loan?

In order to qualify for a $35,000 loan, borrowers are generally required to have a credit score of at least 620.

What credit score is needed for a 50k loan?

For a loan of 50k, lenders usually want the borrower to have a minimum credit score of 650 but will sometimes consider a credit score of 600 or a bit lower. For a loan of 50k or more, a poor credit score is anything below 600 and you might find it difficult to get an unsecured personal loan.

What credit score is needed for a black card?

Naturally, the Luxury Card™ Mastercard® Black Card™ requires an excellent credit score, usually 720 or higher on the FICO index. When being trusted with a high spending limit, you have to have exemplified responsible borrowing behavior in the past, which a strong FICO Score will reflect.

What credit score is needed for a cashcashcall mortgage?
  • CashCall Mortgage offers loans to people with credit scores as low as 560, significantly lower than other lenders. The company also has a special mortgage product designed for people with non-traditional credit histories. No closing cost loans available.
What credit score is needed for a commercial loan?

Your personal credit score and your business credit score are two of the most important factors lenders will look at when reviewing your commercial loan application. Ideally, your credit score should be at least 700 for the best chances of approval.

What credit score is needed for a doctor loan?

A minimum credit score of 680 is required

While a perfect credit score is 850, most physician loans require a credit score of only 680 or above.

What credit score is needed for a jumbo loan?

Three of the primary requirements for jumbo loans are a high credit score, low debt-to-income (DTI) ratio and good cash reserves. High credit scores To qualify for a jumbo loan, you need to have a high credit score .

Video answer: Discover it® secured credit card

Discover it® secured credit card What credit score is needed for a luxury apartment?

—to 15 experts. Most agreed that you need a credit score of at least 650 to snag an apartment without any additional hurdles, like extra deposits, guarantors, or paying extra months of rent in advance. Most of them also noted some caveats.

What credit score is needed for a moneylion loan?
  • Applicants with a credit score of at least 560 and up to 720 are eligible for MoneyLion Plus Personal Loans. Does MoneyLion Plus Personal Loans verify employment? Yes, all lenders are required to verify at least a portion of applicants who use their employment as a source of income to comply with "Know Your Customer" laws.
What credit score is needed for a personal loan?

What credit score do I need to get a personal loan? Typically, you need a credit score of at least 550 to get a personal loan. However, you usually have more options if you have a credit score of 640 or higher.

What credit score is needed for a phone contract?

There's no minimum credit score to get a phone contract. Every network operator scores you differently—so even if one network won't give you a contract, you might have more luck elsewhere. Having bad credit doesn't stop you from getting a phone contract, but it might make it harder.

Video answer: What is your credit score and why does it matter?

What is your credit score and why does it matter?