Which credit score is used for joint mortgage?

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Harvey Lynch asked a question: Which credit score is used for joint mortgage?
Asked By: Harvey Lynch
Date created: Sat, Apr 24, 2021 8:46 PM
Date updated: Thu, Jun 23, 2022 10:31 AM

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Top best answers to the question «Which credit score is used for joint mortgage»

When applying jointly, lenders use the lowest credit score of the two borrowers. So, if your median score is a 780 but your partner's is a 620, lenders will base interest rates off that lower score.

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